(BI) Bodily Injury
Coverage is Optional.
You must be at fault. Coverage is for other people.
(PD) Property Damage
Coverage is Mandatory ($10,000 minimum)
You must be at fault. Coverage is for other vehicle or non living property.
Personal Injury Protection (PIP)
Coverage is Mandatory ($10,000 minimum)
Coverage is available regardless of fault. Protects you and family.
Medical Payments
Coverage is optional.
Coverage available regardless of fault. Protects you and family.
Uninsured & Underinsured Motorist (UM/UIM)
Coverage is optional.
Other operator must be at fault. Protects you and family.
Doesn’t cover your vehicle.
***Limits of UM/UIM coverage cannot exceed your bodily injury limits. In other words, your not allowed to provide yourself
with more coverage than you are willing to provide to others that you may injure.